Ways To Make Retirement Income With Affiliate Marketing

Ways To Make Retirement Income With Affiliate Marketing


In today’s world so many retirees that have worked their tails off just to find out that in retirement their disposable income has decreased, in most cases affected by the cost of living spiralling out of control and income staying put.

If you are here now looking at affiliate marketing as a way to generate retirement income, I have some info that may just address your income short falls.  

How I got my start as an Affiliate Marketer

Years ago (2010) I was with a friend that was much younger than myself and at the time I knew he worked and made his living online, being a blue collar hands on labourer my whole life,  the thought of making income online was as foreign as any idea I had ever imagined. I had a hard time wrapping my head around the thought that you could make more money than my wife spends online. 

We talked to my friend about my upcoming retirement and I stated that there was no way we would be able to really live a full life when I retired with our health and household expenses on the rise and my non indexed pension income stagnant. We were resigned to the reality that Kraft dinner and hot dogs were going to become a staple on the menu in our home.  

By the time my friend left my home that weekend I was persuaded to give Affiliate Marketing a try. As skeptical as I was in my ability to learn a new discipline I was never one to shy away from a challenge or hard work. I was only afraid of a few things, the cost to generate income online, nothing is free and I didn’t have much too waste. There was one other issue I had, I could not type and did not even know how to send an email at the time I started online, not a joke, that’s the truth.  

It took about a year, and to be honest, a few more grey hairs, for my Affiliate Marketing business to start generating any significant income, definitely not an overnight success gig. When I first was starting out I needed to process a lot of new areas of expertise that were foreign to me. One thing my young friend told me that stuck with me was to keep at it, it will pay off in time.

I just knew that if I made a dollar I could make two, make two I could make four.  There was no turning back, it was full steam ahead and let the chips fall where they may. 

Years of plugging away, we now have affiliate income which allows my wife and I the luxury of traveling to exotic destinations and work on our home or anywhere in the world without the financial burden we were so used to.  We live a fulfilling lifestyle which would not be possible without Affiliate Marketing.  If you are not afraid of a bit of hard work I completely recommend you give Affiliate Marketing a try. Don’t focus on the things that will hold you back there’s ways to work through any defects in your short comings, I still type with two fingers and I still forget stuff faster than I learn it, but I still make income online and it’s really not that hard once you get the hang of it.

The Benefits Of Affiliate Marketing Offer More Than Monetary Gains

Let’s face it — aging is inevitable.

More and more scientific research is shaping how people think about aging and exploring how to stave off biological decline, especially when it comes to the brain. 

 Writing and interacting with the online public helps keep my brain sharp. I am 60 and still feel quite sharp when it comes to putting my thoughts down for my audience. Research shows that keeping your brain active by writing helps your brain fight off some of the more insideous diseases that can creep in with age.

You can afford to live where you want. Got arthritis, need a warm climate? Affiliate marketing can allow you to follow the heat. You can live wherever you choose that offers internet access and still make a good income while soothing those stiff joints and sipping that tropical drink.

Can An Old Dog Learn New Tricks?

Image by Claire Diaz from Pixabay

I started Affiliate Marketing in 2010, in my late 40’s at that time.  I have worked my whole life in hands on jobs, meat cutter, landscaping, excavation & log salvage.  I felt I had the cards really stacked against me when I started my new endeavour. I felt this was something really outside of my learning curve, which it was! 

What I discovered was, “YOU DO NOT” need a degree in Online Marketing or be a literary scholar  to do this and make money.  Yes, there is training out there that I would definitely recommend and there is a little bit of a learning curve that you will need to adjust too.  First and foremost I feel it is important to build a strong foundation and a solid understanding of Affiliate Marketing techniques and principles while expending the least amount of your hard earned cash as possible. The goal is to increase your disposable income, not decrease it by buying into costly training options.

I started out in Affiliate Marketing using a step by step platform that offered amazing support mechanisms, this was critical to my success online and wouldn’t suggest anyone get going online unless they have good support and a step by step business building platform, it’s just too much to go at it all willy nilly. I started out with a free training option and gradually added more cost to my training as I felt comfortable. So many people lay out the big bucks right out of the gates on a platform that doesn’t offer great support and doesn’t offer step by step training setting you up for failure from being crushed under the outflow of cash with very little coming in. Income is in short supply when you first get going in affiliate marketing that’s why it’s a must to keep your operating costs as low as possible.

There are many “make money online” offers that will only deliver results if you have a Phd in computer programming. There are a few good platforms that take you by the hand and offer simple step by step training that will allow you to set up and run an affiliate business.

What Is Affiliate Marketing?

Kind of put the cart before the horse by leaving this until later in my article but here it goes any ways…

Affiliate Marketing is a way to promote products or services for online merchants for a pre-determined commission.

We now live in a world that everyday more & more people shop on line, especially now that we are more house bound with the Covid 19 virus running wild.  This means more and more retailers need Affiliates to market their products and are willing to pay “YOU” a healthy commission every time there is a sale. 

I personally am an affiliate for many online merchants and generate numerous affiliate incomes.  You do not sign contracts, you do not have to package and ship products, your job is to just create content and ads that will direct consumers to the products you have an affiliation with. Note – Don’t put all your eggs in one basket, spread the love around and affiliate yourself with merchants that offer your readers value, this way if a merchant goes down you simply find a new one and don’t need to recreate the wheel in the process.

Depending on the product, commissions usually are paid out every month and range from 4% up to 75%.

The best way to do this I have found is to build a website (yes a website, if I can do it so can YOU) I used a step by step training platform to create this site. You can create anything you would like in a very short timeline and gradually keep adding content and affiliate offers to your site as time goes on.

A good example could be a gardening blog that links to Chapters or Amazon for books and supplies. Your options are really endless on what you can create in a very short period of time.  You just need to take the time and commit to your new income endeavour, but heh, your retired right,  you have nothing but time. Question is, are you willing to commit to giving yourself a lifestyle you deserve.  

Can I Participate With Zero Risk?

Photo by Simon Berger on Unsplash

Nope! There is always a risk of losing money, the trick is to limit your risk while you try and make money online.

There are a few different methods you will use when you participate in affiliate marketing.  My focus when I started and to be honest still is, was to keep my costs as low as I could.   I am definitely not a risk taker and am definitely not spontaneous as my wife always tells me. 

  • PPC-Google Adwords – this really can be a costly way to participate in Affiliate Marketing unless you come with a lot of experience and knowledge in your niche. How PPC advertising works is, you place ads on Google  that cost you a certain amount per click. Every time someone sees your ad on google and decides to take a peek you get charged for those clicks. If these ads don’t convert to sales you still get charged, this technique can become very costly which offers a significant risk, not something I would recommend for newcomers to affiliate marketers. In saying this PPC is becoming the best way to get traffic to your offers and the cost can be controlled if you know how to convert your traffic. There are a few good training options out there that can help you achieve positive results using PPC.


  • Pay for Ads –  Facebook, Twitter and many other social platforms allow you to post ads, but again comes at a cost.  You must be very confident in you technique and your niche and know what makes your target audience buy.  Again I would not recommend this to newcomers/


  • Content marketing – Through this type of Affiliate Marketing I got my Start.  I still use this today to make income online. Content marketing offers a very low cost way to participate in Affiliate Marketing and really does offers some of the best income to cost ratios. Content marketing can cost as little as $49 a month (which is what I pay) to get everything I need, this is a great investment considering the income you can earn really is unlimited. I personally know an Affiliate Marketer that uses the same platform that I use that made over $41,000 last month.  I am not saying that this is the norm, and you will go out tomorrow and make that, but what I am saying is your earning potential is truly unlimited. A fair amount of people that I have worked with over the years have made some decent money online.


  • How Content Marketing Works – With Content Marketing the process is simple, lol yes it really is simple once you get the hang of it.  You build a website and start creating content that will drive traffic to your website and any Affiliate offers you link too. Many programs out there that lead you to believe you must spend thousand to learn content marketing, this simply isn’t true from my experiences online.

 On line merchants will pay you for any traffic that converts to a sale.  You do not have to keep inventory, issue refunds or complete any sales transactions.  You just need to bring them to the merchants offer and hope that you have given your visitors all the information that will help them make their decision.   Your job is simply to direct traffic.  Your costs are a bit of training,  website hosting cost and that’s pretty well it.  Your website hosting is free with certain training platforms.  Oh yes you need a computer and internet access lol. I prefer using a lap top as I can work anywhere I want, NO ONE is the boss of me now.  Ok ok, except my wife. ☺ 

Once you make the commitment to give this a try, you build your website, find your niche, give it some time and effort and it will fall into place.  Build it and they really will come. 

Feel free to ask me any questions

My last words of advice are….

Remember to keep costs low, join a platform that offers you EVERTYHING you need under one roof at a competitive price.   Roll up those sleeves poor yourself a cup of coffee or drink of choice and get to work. 

If you have questions or concerns with relation to getting your affiliate business going, don’t hesitate to send me a message through this site. I will always get back to you as soon as I can. 

Let me know if you felt this post was helpful!!

Best of luck, Mike


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